Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Very nice, Zopa is very accommodating

Very nice, Zopa is very accommodating Reviewed on: 28th February 2025

Good landers and Zopa' s interest rates are the Best

Good landers and Zopa' s interest rates are the Best Reviewed on: 28th February 2025

Quick accurate and clear service.

Quick accurate and clear service. Simple to understand and access extra information or support as needed. Reviewed on: 28th February 2025

Very high interest rate.

Very high interest rate. You expect poor value for money from a high risk lender and that is exactly what you receive. Reviewed on: 28th February 2025

They have an easy to use app and a quick application...

They have an easy to use app and a quick application process with smooth easy payouts within the hour. On the app you can make extra payments whenever you want and always check your balances. They also have a savings function which gives you a bit more peace of mind in knowing that you can always cover a full extra payment if you want to or just save for that rainy day. They don't hold you to minimum amounts on savings and offer a number of savings options with good interest rates. Never had any issues with the app unlike some other providers and they let you know when you are eligible for further loans should you require them. I don't think I will ever use another company as this one has been fantastic throughout. Reviewed on: 28th February 2025

I’ve gotten my loans for a reasonable interest rate.

I’ve gotten my loans for a reasonable interest rate. Also, I like how quick it is to get approval. Very stress and hassle free. Reviewed on: 28th February 2025

Got a loan.

Got a loan. Paid off within months. No fees or added hidden ones, found it very easy to deal with Reviewed on: 28th February 2025

Great customer service.

Great customer service. Very easy service. Reviewed on: 28th February 2025

Zopa make the whole process user friendly.

Zopa make the whole process user friendly. When I needed them they supported me. Advisers I spoke with with empathetic and mindful of my situation. They made me feel so at ease. Reviewed on: 28th February 2025

Good customer service , prompt at answering question...

Good customer service , prompt at answering questions and speedy service Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Cashfloat 4.67 from 50 reviews
Payday Loan
from JL Money 0.00 from 0 reviews
Personal loan
from OakbrookAdvance (formerly Finio Loans) 4.82 from 6805 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub