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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Very nice, Zopa is very accommodating

Very nice, Zopa is very accommodating Reviewed on: 28th February 2025

Good landers and Zopa' s interest rates are the Best

Good landers and Zopa' s interest rates are the Best Reviewed on: 28th February 2025

Quick accurate and clear service.

Quick accurate and clear service. Simple to understand and access extra information or support as needed. Reviewed on: 28th February 2025

Very high interest rate.

Very high interest rate. You expect poor value for money from a high risk lender and that is exactly what you receive. Reviewed on: 28th February 2025

They have an easy to use app and a quick application...

They have an easy to use app and a quick application process with smooth easy payouts within the hour. On the app you can make extra payments whenever you want and always check your balances. They also have a savings function which gives you a bit more peace of mind in knowing that you can always cover a full extra payment if you want to or just save for that rainy day. They don't hold you to minimum amounts on savings and offer a number of savings options with good interest rates. Never had any issues with the app unlike some other providers and they let you know when you are eligible for further loans should you require them. I don't think I will ever use another company as this one has been fantastic throughout. Reviewed on: 28th February 2025

I’ve gotten my loans for a reasonable interest rate.

I’ve gotten my loans for a reasonable interest rate. Also, I like how quick it is to get approval. Very stress and hassle free. Reviewed on: 28th February 2025

Got a loan.

Got a loan. Paid off within months. No fees or added hidden ones, found it very easy to deal with Reviewed on: 28th February 2025

Great customer service.

Great customer service. Very easy service. Reviewed on: 28th February 2025

Zopa make the whole process user friendly.

Zopa make the whole process user friendly. When I needed them they supported me. Advisers I spoke with with empathetic and mindful of my situation. They made me feel so at ease. Reviewed on: 28th February 2025

Good customer service , prompt at answering question...

Good customer service , prompt at answering questions and speedy service Reviewed on: 28th February 2025

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