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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy and quick decision

Fast, effective and easy to use system. Reviewed on: 28th February 2025

I’ve had a good experience with Zopa I’ve had a cred...

I’ve had a good experience with Zopa I’ve had a credit card for some time and I applied for a loan and was excepted straight away very pleased with the service Reviewed on: 28th February 2025

Quick decisions, good rates

They give Quick decisions and kept us informed Their rates are good and they are flexible with repayment dates and extra payments. Reviewed on: 28th February 2025

A very quick and brilliant service, well happy

A very quick and brilliant service, well happy Reviewed on: 28th February 2025

All products I have used has been easy to apply for...

All products I have used has been easy to apply for and transparent Reviewed on: 28th February 2025

Was very easy and quick thorough process to apply fo...

Was very easy and quick thorough process to apply for a loan. Payment into bank was fast Reviewed on: 28th February 2025

The service is always straightforward, clear and hel...

The service is always straightforward, clear and helpful. The interest rates provided are fair and in line with market. Reviewed on: 28th February 2025

Unlike any company I've used before.

Unlike any company I've used before. Nothing is too much trouble, easy to speak to, easy to find answers that crop up from time to time Reviewed on: 28th February 2025

Handy Zopa

User friendly app, easy to pay and straightforward application. Very helpful staff. Reviewed on: 28th February 2025

Easy to apply, good rates, trusted company.

Easy to apply, good rates, trusted company. Reviewed on: 28th February 2025

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