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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa make it so easy for me to manage my loans and I...

Zopa make it so easy for me to manage my loans and I feel more in control of my money. Also, if I've ever had an issue, I've been able to contact somebody quickly and my issue has always been resolved in a satisfactory way Reviewed on: 28th February 2025

Efficient and Effective

From application to funds in account was 22 minutes. Super impressed. Reviewed on: 28th February 2025

Zopa is the best Loan provider with a quick response.

Zopa is the best Loan provider with a quick response. Reviewed on: 28th February 2025

Good had money in my account straight away very happy

Good had money in my account straight away very happy Reviewed on: 28th February 2025

Quick decision- easy to use app that makes additiona...

Quick decision- easy to use app that makes additional payments straightforward so I am more in control of my finances . Hassle free application process with a rapid movement of funds so that I could move on with my plans. Reviewed on: 28th February 2025

Very good, was hard to originally get money and tr...

Very good, was hard to originally get money and transfer out to pay debt collsolidation but with a phone call or two your service advisers assisted. Reviewed on: 28th February 2025

An efficient and welcoming service.

An efficient and welcoming service. Reviewed on: 28th February 2025

Great Service

All dealt with promptly and efficiently. It was all dealt with online with no issues at all. Monies were in my account within 3 days. I would recommend Zopa loans to anybody. Reviewed on: 28th February 2025

Easy loan application, Honest approval rating, insta...

Easy loan application, Honest approval rating, instant access to funds on approval. No telling you have approval and then carrying out further checks to to then reject. Transparent, open and honest. Reviewed on: 28th February 2025

Quick and easy to apply and very intuitive app and p...

Quick and easy to apply and very intuitive app and portal Reviewed on: 28th February 2025

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