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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Helping when help is needed.

Easy, no nonsense approach to borrowing, actively helping when other banks do not want to even listen. Reviewed on: 28th February 2025

Exceptional and fast service from the start

Exceptional and fast service from the start Reviewed on: 28th February 2025

I got a loan out and the app is so easy to use and d...

I got a loan out and the app is so easy to use and definitely supports me making the right choices. I like also that the more of my loan to pay off the better it looks for my affordability and borrowing power which it presents really well. It’s all just very easily understood, which is good for someone like me. Reviewed on: 28th February 2025

Very easy to deal with

Very easy to deal with and great app to manage my money. Reviewed on: 28th February 2025

The application from start to finish was simple and...

The application from start to finish was simple and effective. The process was fast and efficient. By using the Zopa app you could track your application. Sending documents was easy and hassle free. The sales people were polite and courteous and I had no issues at all. Reviewed on: 28th February 2025

It was a very Pleasant experience.

It was a very Pleasant experience going through the process. The process was not difficult to understand and information was readily available. Things happened quickly and in a timely manner Reviewed on: 28th February 2025

All the way through my bad credit

All the way through my bad credit Reviewed on: 28th February 2025

Everything was easy

Everything was very easy to complete Reviewed on: 28th February 2025

Really easy and fast service.

Really easy and fast service. Easy to use app, fantastic experience Reviewed on: 28th February 2025

Really great lenders

Zopa have provided me with really valuable loan options over the last 5 years. The app is well run and easy to access. funds are sent very quickly and interest rates are competitive. Reviewed on: 28th February 2025

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