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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Best place to borrow

Fast excellent service. No problems at all. I will only use this company now. Reviewed on: 30th June 2017

So simple and quick...was thrilled with the service

I applied for a loan to help cover the cost of re- decorating my home, I started looking on Monday and by Friday I had found an amazing deal and had the money in my account...great service. Reviewed on: 30th June 2017

No hassle cheap loan

I have had a few personal loans and my credit score is good but this apr was beyond belief and the cash deposited quickly so I didn't miss out on the car I wanted ..... Reviewed on: 30th June 2017

Fanatic company.

Nice and easy application! Would defo recommend zopa to friends and family! Reviewed on: 30th June 2017

Very straightforward fuss-free process

About as far from a bank loan application as it gets. Reviewed on: 30th June 2017

Brilliant and cost effective

Excellent loan, paid quickly, good repayment options, low rate. Reviewed on: 30th June 2017

Like the business model

cheap loans and can be a good investment as well Reviewed on: 30th June 2017

Excellent Service

The loan I got from ZOPA was pain free - easy and everything done on line would highly recommend Reviewed on: 30th June 2017

Super

Very simple and efficient, no fuss. Reviewed on: 30th June 2017

Quick and Easy and good rates to boot!!

Found Zopa online after the loan offered by my bank was higher than expected. Zopa we're very competitive and extremely easy to process and review. Highly recommended. Reviewed on: 30th June 2017

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