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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great loan company

They offered a quick service, great interest rates and the ability to log online and keep track of your payments, balance and manage your loan has been fantastic!! Reviewed on: 30th June 2017

Great fast service *****

So easy to apply. Very efficient service. Would definitely recommend. Reviewed on: 30th June 2017

Saviour

The loan helped me in one of the most difficult times. Thanks ZOPA Reviewed on: 30th June 2017

Fab service

Prompt response and decisions clear instructions and advice Reviewed on: 30th June 2017

Great service

Was very easy to use site. Slight hiccup on matching the loan but all resolved relatively quickly. Reviewed on: 30th June 2017

Quick, simple and easy

Got a loan and paid it back. Zopa were great Reviewed on: 30th June 2017

easy fast and completely reliable

I have used zopa three times now and have never had a problem with them. They are excellent to work with and completely reliabke Reviewed on: 30th June 2017

Top marks

An effortless application and quick response with approval. Communicated well through the whole process Reviewed on: 30th June 2017

i like zopa

the process was simple, fair and great value. I would look to use Zopa for any future loans again. Reviewed on: 30th June 2017

No. Hassle

No hassle and no. Stress. Needed money for various stuff and their interest rates are one of the lowest if not thee lowest around. Reviewed on: 30th June 2017

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