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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Friendly, fast service

Looking around for a small loan and stumbled across Zopa, low rates and really simple processes. Would recommend! Reviewed on: 30th June 2017

Very professional

Zopa were very quick and very professional at all points throughout the lending process. Reviewed on: 30th June 2017

zopa the best in the world

I needed a zopa loan to do home rennovations and they have been great in order to achieve the best possible finish to my house. Reviewed on: 30th June 2017

Amazing customer service! Never any problems

Amazing service and I've never experienced any problems. Friendly stafff! Reviewed on: 30th June 2017

Very good

very good company and easy to use. Reviewed on: 30th June 2017

Zopa Loan

Very quick and easy to apply for also great customer service Reviewed on: 30th June 2017

Amazing

Love the website, everything is very clear and easy. I make regular overpayments so it is nice to be able to do this on he fly via a website rather than ringing up. Have recommended Zopa 4 or 5 times recently and have 2 loans from them myself, I also have an investment with them. Cannot shout out enough about how good Zopa is Reviewed on: 30th June 2017

By far the best for loans.

I found Zopa loans easy to set the loan up, very good interest rates and above all the money was in my bank in what date you needed it. Easy the best for loans anywhere out there. Reviewed on: 30th June 2017

You won't find a better loan deal or service!

From application to approval the Zopa experience was fast and seamless. The monies were in my account within a couple of days and everything was set up with just a few clicks of a button. By far and away the best loan provider I have ever dealt with! Reviewed on: 30th June 2017

Easy and Quick!

I applied for a Zopa loan one evening and the money was approved and in my account within less than 48 hours. I spoke to customer services to clarify any questions I had and they were very helpful! Money comes out every month without a fuss, perfect! Reviewed on: 30th June 2017

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