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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fast, friendly and professional.

Zopa let us consolidate our credit and allowed us to finally get married after ten years of being together. Thank you Zopa, I don't think that we could have done it without you. Reviewed on: 29th June 2017

Stress free

No nonsense loan with a very good rate. Zopa would be the first place for me to go next time I want a loan. Reviewed on: 29th June 2017

They are Good

They are a simple and easy to use. Reviewed on: 29th June 2017

Effortless and great rates. Impeccable!

Having dealt with Zopa on multiple occasions since they launched every time the experience and flexibility of the products have been without any issues. Highly Recommended! Reviewed on: 29th June 2017

top marks all day long

great customer service, and quick response times, would recommend Zopa to anyone. Reviewed on: 29th June 2017

Very satisfied

Very quick , smooth , no problems with anything Reviewed on: 29th June 2017

Fantastic

Great service....would be nice to see some flexibility in payment amounts though Reviewed on: 29th June 2017

Perfect experience

Perfect! Easy to apply and quick decision. Money was available within a couple of days. Would recommend Reviewed on: 29th June 2017

Quick easy friendly

A very easy process I would recommend to anyone. Reviewed on: 29th June 2017

Personal loan

Top notch straight forward no nonsense. Reviewed on: 29th June 2017

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