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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy and hassle free.

Easy and hassle free. Everything was done so fast Reviewed on: 28th February 2025

Ease of application was great.

Ease of application was great. Quick decision and funds were paid into my account within a short time. Zopa did exactly what they said. Reviewed on: 28th February 2025

Always quick and easy to apply for products.

Always quick and easy to apply for products. I always feel a valued customer. Straight talking company and very easy to manoeuvre the app. Brilliant rates and easy to repay early with no hidden fees. I’ve always had a fantastic experience with Zopa and highly recommend them. Reviewed on: 28th February 2025

Easy, fast and efficient service

Fast. Efficient service provided. Easy application process Reviewed on: 28th February 2025

It was fast and easy to apply.

It was fast and easy to apply. The staff were very hlpful and explained everything very clearly. Reviewed on: 28th February 2025

Easy and convenient to use I found the service very...

Easy and convenient to use I found the service very clear and easy to use Reviewed on: 28th February 2025

Fantastic

Fast payout when applied for a loan good rates. Zopa are always there to solve any proplems Reviewed on: 28th February 2025

Good and reliable service with good communication

Good and reliable service with good communication Reviewed on: 28th February 2025

So easy to deal with.

So easy to deal with. All set up in no time. Reviewed on: 28th February 2025

Easy to apply, Easy to understand, keeps you updated...

Easy to apply, Easy to understand, keeps you updated with any changes. Reviewed on: 28th February 2025

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