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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

First choice always for a personal loan

I've had a few loans from zopa in the past and each time the process is quick, easy, and most of all the best value I've seen. They also make very it simple to manage your account via the app or online Reviewed on: 28th February 2025

Easy communication, fast payment .

Easy communication, fast payment . Easy payments Reviewed on: 28th February 2025

Mg Scotland

Have used the app for a few years and been excellent with help and advising what I can borrow, credit rating And help manage the burden of what life throws at you. Reviewed on: 28th February 2025

Very usefully and good hand for my house needs

Very usefully and good hand for my house needs Reviewed on: 28th February 2025

efficient and speed

good experience overall. thanks for your service and good communication throughout the entire process. Reviewed on: 28th February 2025

Fast, efficient service from Zopa

Needed a loan quickly, Zopa were on hand to offer the exact amount I needed, this was in my account within an hour. Amazing service. Reviewed on: 28th February 2025

Great service

I’ve had 2 loans with Zopa and both times have been very smooth and straightforward. I have great faith in the company and would definitely recommend to others. Reviewed on: 28th February 2025

Zopabank

The whole experience was great from start to finish and the customer service is great Reviewed on: 28th February 2025

Excellent service fully explained and advice provided

Excellent service fully explained and advice provided Reviewed on: 28th February 2025

Quick good, easy found it accessible and easy to use...

Quick good, easy found it accessible and easy to use Reviewed on: 28th February 2025

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