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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick and easy

I was looking to consolidate my debts, I looked high and low without much luck, zopa loans gave me the best interest % and after a very easy application I had the money in my account days later, it offers easy services such as changing repayment dates online I've found it super user friendly Reviewed on: 25th June 2017

Transparent and easy to use

Although I have savings in Zopa, I took out a loan to replace my car. The process was transparent and quick and I can manage loan and savings from the same dashboard which is very helpful. As a long standing Zopa saver, I have recommended them to many people. Reviewed on: 25th June 2017

Simple application, favourable rates

Very straightforward application process with a quick eligibility decision. Competitive rates Reviewed on: 25th June 2017

Easy! Quick! & Simple!

Thoroughly recommend! East to use website, quickly processed & simply explained! Would have no problems recommending to friends & family. Reviewed on: 25th June 2017

Great company!

Loan agreed in no time at all with an amazingly low interest rate. Customer service has also been excellent! Reviewed on: 25th June 2017

Great

Easy to sign up, fast to get the money, easy to manage through their website! Reviewed on: 25th June 2017

Very cheap and very helpful

As above recommend to all best loan ever Reviewed on: 25th June 2017

Simplicity redefined.

No, this isn't a German car advert! Although I could forgive the mistake of thinking it IS based on Zopa's efficiency, style and responsiveness. Applying for my loan was so painless and easy. I knew exactly what I was getting and it was made clear how much it would cost. The design of the website is easy on the eye and I had an answer in no time at all. A fantastic concept and I thank the people who have invested their money to allow a much lower interest rate. Have Zopa reinvented the wheel? Ok, no more car references. Reviewed on: 25th June 2017

Super Zopa!

I turned to Zopa for help in getting a new car that my growing family desperately needed. I was very apprehensive as i have always lived by the motto "only spend what you have" but they reassured me and with the options i had i didnt feel cheated in any way. They had good APR rates and affordable monthly repayments that i can comfortably pay but would have been a nightmare had i tried to save for my dream car with constant demands from 3 growing kids! Win-win situation all round especially peace of mind. Thank you Super Zopa. Reviewed on: 25th June 2017

Easy and straightforward

Zopa make borrowing money a straightforward and stress free experience, highly recommended Reviewed on: 25th June 2017

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