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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

No problems. Easy and straight forward. Great rates

I've never had a problem with zoos. Took out a loan for my car and it was quick and simple! Reviewed on: 25th June 2017

Simple straight forward and easy!

I have recently taking a loan with Zopa, the application process was clear and quick. No hidden catches. Totally new concept of loans but a great way of people and investors benefiting all round. I would highly recommend Zopa! Reviewed on: 25th June 2017

Streets free simple

Simple no stress to sign up. Now I have less worries and can start saving. Reviewed on: 25th June 2017

Stress free, simple.

They always say bad things come in 3,s , in my case that's what happened to the point I had used up most of my savings. But with the help of zopa I'm getting back on track with no more worries. Keep up the great work. Reviewed on: 25th June 2017

excellent service

Excellent rate and service.very easy to deal with. Reviewed on: 25th June 2017

Everything you want from a loan

Great rate, easy to arrange, and affordable payments. Would have no hesitation in using again! Reviewed on: 24th June 2017

Great

Simple, fair and great customer service Reviewed on: 24th June 2017

Great and on the ball

Fair % and very fast to reply. Really great service Reviewed on: 24th June 2017

Good

Quick, easy and all online. Which is great. Talking to people takes time. Reviewed on: 24th June 2017

Fab service

Saved myself a small fortune going with Zopa and totally stress free. Quick, easy and efficient! Reviewed on: 24th June 2017

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