Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

I have had 2 loans with Zopa, 1 have now paid one of...

I have had 2 loans with Zopa, 1 have now paid one of them off. I always felt if I ever had any difficulty paying, they would be very helpful and non-judgmental. Fortunately I have never missed a payment. Reviewed on: 28th February 2025

Easy application and received the money quickly.

Easy application and received the money quickly. Reviewed on: 28th February 2025

Excellent customer service and support getting me be...

Excellent customer service and support getting me best deal Reviewed on: 28th February 2025

Would recommend

The service was efficient and beneficial, meeting the necessary requirements at the time and maintaining that standard. It proved to be quite useful. Reviewed on: 28th February 2025

Always good service, had a few loans with no issues...

Always good service, had a few loans with no issues Reviewed on: 28th February 2025

Best thing about Zopa is they’re so straightforward...

Best thing about Zopa is they’re so straightforward to deal with. No fastidious out of date bank nonsense, just down to earth modern candid interactions. Very quick and friendly. Just feels a lot more like a modern banking partner should be. Reviewed on: 28th February 2025

Easy and clear with a decent app!

Easy to set up. Easy app. Highly recommend. Reviewed on: 28th February 2025

My experience has been painless.

My experience has been painless. Correspondence has been regular and helpful. Reviewed on: 28th February 2025

Not a single issue

Not a single issue, best rates offered by any loan company, will definitely get my next loan through Zopa. Reviewed on: 28th February 2025

Very easy to deal with through the app and the money...

Very easy to deal with through the app and the money was provided very quickly Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Care Finance 5.00 from 3 reviews
Personal loan (discontinued)
from On Stride Financial (inactive company) 3.85 from 5 reviews
Loans
from Northern Community Bank (formerly Pennine Community Credit Union) 4.97 from 1172 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub