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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

straightforward,reliable and without judgement

I have found the experience to be straightforward .efficient .reliable which suited all my needs at that time.The site is easy to navigate even for a novice like myself and everything is transparent with no hidden agendas,would highly recommend . Reviewed on: 28th February 2025

Excellent service

Easy application. Rapid decision. Rapid availability of funds. Love the app. Allows me to pay extra off when I can Reviewed on: 28th February 2025

Excellent service and very quick response from zopa...

Excellent service and very quick response from zopa 5 star from me Reviewed on: 28th February 2025

It was quick and easy to apply.

It was quick and easy to apply,I applied online, got a reply very quickly and the whole application was simple, I was guided through the procedure which made it the simple procedure it was. Reviewed on: 28th February 2025

My experience's with Zopa has always been excellent,...

My experience's with Zopa has always been excellent, even though dont have the best credit score Reviewed on: 28th February 2025

Excellent service, easy to use app

Excellent service, easy to use app Reviewed on: 28th February 2025

I have a loan and a credit card with zopa, the app i...

I have a loan and a credit card with zopa, the app is easy to use, I receive reminders every month that the statement is ready which makes controlling my finances easy. They have a sore t debit function so if I do forget to make a payment on my card, they take the money on the sue date so I don't miss a payment Reviewed on: 28th February 2025

Honest and efficient, quick with decisions, App is v...

Honest and efficient, quick with decisions, App is very good. Reviewed on: 28th February 2025

Gave me the soloution to my needs

Gave me the soloution to my needs Reviewed on: 28th February 2025

Easy company to deal with

Excellent company ,very easy to deal with Reviewed on: 28th February 2025

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