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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Everything's easy on the App which explains it all f...

Everything's easy on the App which explains it all from payments to balance and everything else in between! Reviewed on: 28th February 2025

Everything is clear, straightforward and so far, a v...

Everything is clear, straightforward and so far, a very smooth experience! Reviewed on: 28th February 2025

Great customer service

I got a quick reply for my loan and the money was in my bank very quickly. also the customer service I received was fantastic Reviewed on: 28th February 2025

Great service responsible lending and love getting i...

Great service responsible lending and love getting information when score goes up very motivating. Reviewed on: 28th February 2025

Very easy to use and understand, grest service

Very easy to use and understand, grest service Reviewed on: 28th February 2025

I got accepted for a loan right away.

I got accepted for a loan right away. Reviewed on: 28th February 2025

Excellent service.

Excellent service. I would recommend to a family Reviewed on: 28th February 2025

I had a problem with the date I was to make payment,...

I had a problem with the date I was to make payment, I contacted Zopa and they were very helpful everything was sorted without any problems, I will say this anyone that needs a loan go to Zopa they will look after everyone Reviewed on: 28th February 2025

I have a loan and a credit card.

I have a loan and a credit card. Very easy to apply and easy to manage Reviewed on: 28th February 2025

Top online bank

Al round great company. Hassle free app, clear and concise. More online banks should be like Zopa. Credit score function is great too. Reviewed on: 28th February 2025

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