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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fantastic

The rate and the excellent customer service made ZOPA stand out on top of many creditors. Keep the good job Reviewed on: 22nd January 2025

Easy to apply and approval is fast

Easy to apply and approval is fast Reviewed on: 22nd January 2025

The whole process was quick and within a few minutes...

The whole process was quick and within a few minutes I had my money. Reviewed on: 22nd January 2025

The staff were so professional knowledgable and cust...

The staff were so professional knowledgable and customer focused and friendly Reviewed on: 21st January 2025

Applying and acceptance of a my Zopa loan

Zopa made the process of applying and acceptance of loans efficient and informative. There were no delays and super quick on the approval process and also receiving the money in my bank. I had a great experience from start to finish and whole process was extremely pleasant. I wouldn’t hesitate to recommend Reviewed on: 21st January 2025

Zopa is a great company I’ve been with them a while...

Zopa is a great company I’ve been with them a while now and always recommend them wouldn’t go anywhere else it’s easy and reliable Reviewed on: 21st January 2025

Perfect, really helpful- Great app

Perfect, really helpful- Great app Reviewed on: 21st January 2025

easy to use, very quick execllent app

easy to use, very quick execllent app Reviewed on: 21st January 2025

Excellent Customer Service

I Found Applying Very Straightforward And The Application Was Considered And Accepted. I'm Very Happy With The Manner In Which My Application Was Dealt With Reviewed on: 21st January 2025

Applied in a matter of minutes, money was already in...

Applied in a matter of minutes, money was already in my account. Reviewed on: 21st January 2025

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