Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Really easy

Really easy, all online no hassle and so simple to complete Reviewed on: 1st February 2025

User friendly, great interest rates

User friendly, great interest rates Reviewed on: 29th January 2025

Great customer service and support, approval of the...

Great customer service and support, approval of the loan is very quick and straightforward with low APR, very clear explanation of terms and options Reviewed on: 28th January 2025

ZOPA 280125

Everything online or customer agents excellent and easy to communicate . Reviewed on: 28th January 2025

Very easy to use online application.

Very easy to use online application. Not to many questions to answer. Very quick response. Loan funds transferred almost immediately. Reviewed on: 27th January 2025

No problem

Straightforward excellent application process and customer team excellent. Reviewed on: 27th January 2025

Use this bank

Easy to use quick access to funds or new loans Reviewed on: 26th January 2025

Fast, easy and reliable.

Fast, easy and reliable. Competitive rates and excellent customer service. Reviewed on: 25th January 2025

I highly recommend, fast, efficient, very good condi...

I highly recommend, fast, efficient, very good conditions and interest rates. App for smartphone convenient and clear. Reviewed on: 24th January 2025

Zopa Experience

Easy to apply for. Quick efficient service. Reviewed on: 24th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Citrus Loans 2.33 from 3 reviews
Logbook Loan
from eLogBookLoan 4.82 from 13 reviews
Pawnbroker
from Browns Pawnbrokers 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub