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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick, easy efficient service, can not fault them

Quick, easy efficient service, can not fault them Reviewed on: 24th February 2025

Zopa staff have been friendly and efficient dealing...

Zopa staff have been friendly and efficient dealing with queries and the app is easy to use Reviewed on: 23rd February 2025

I had two loans and i got the money without any hassle.

I had two loans and i got the money without any hassle. Customer suppotrive and efficient Reviewed on: 22nd February 2025

Made the process extremely easy when I worried no on...

Made the process extremely easy when I worried no one would help Reviewed on: 22nd February 2025

It’s simple and fast.

It’s simple and fast. They are straight forward. Reviewed on: 21st February 2025

Very easy to apply and just effortlessly got what I...

Very easy to apply and just effortlessly got what I needed. Reviewed on: 20th February 2025

Applied for a loan, got a very speedy approval and t...

Applied for a loan, got a very speedy approval and the funds were in the bank not long after Reviewed on: 19th February 2025

It’s my second loan, very straight forward applicati...

It’s my second loan, very straight forward application, and always kept upto date . Reviewed on: 18th February 2025

highly recommended

Efficient and reliable. Very eas Reviewed on: 17th February 2025

It was very easy to us and got the money the same da...

It was very easy to us and got the money the same day i would recommend it to anyone Reviewed on: 17th February 2025

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