Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Fantastic service

The whole experience has been great Reviewed on: 17th February 2025

Brilliant

Very simple, easy to use web site, brilliant all round. Reviewed on: 16th February 2025

Excellent

Excellent customer services Easy to contact Everything explained Clear and concise Reviewed on: 16th February 2025

Good job

No problem from start to finish easy app to check progress of loan Reviewed on: 15th February 2025

Fantastic company easy to use app

Fantastic company easy to use app Reviewed on: 15th February 2025

Excellent service, easy to apply with great communic...

Excellent service, easy to apply with great communication Reviewed on: 14th February 2025

The way they manage and approved my application was...

The way they manage and approved my application was without stress and the customer service was very friendly Reviewed on: 10th February 2025

A great deal great experience .

Quick with no hassle, great interest rate better than the Bank offered, money was in my account within the hour, i have recommended to a few of my friends and they have had the same experience, a great company to work with. Reviewed on: 5th February 2025

Simple application process and can track my loan thr...

Simple application process and can track my loan through an easy to use app any time Reviewed on: 3rd February 2025

Got a loan when 2 more companies said no.

Got a loan when 2 more companies said no.. So easy to apply for money in my account in a few minutes. Reviewed on: 2nd February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pawnbrokers (discontinued)
from Albemarle Bond (inactive company) 4.00 from 1 reviews
Equity Crowdfunding (discontinued)
from Microgenius (inactive company) 0.00 from 0 reviews
Loans (discontinued)
from National Fire Savers Credit Union (inactive company) 1.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub