Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Fantastic

The rate and the excellent customer service made ZOPA stand out on top of many creditors. Keep the good job Reviewed on: 22nd January 2025

Easy to apply and approval is fast

Easy to apply and approval is fast Reviewed on: 22nd January 2025

The whole process was quick and within a few minutes...

The whole process was quick and within a few minutes I had my money. Reviewed on: 22nd January 2025

The staff were so professional knowledgable and cust...

The staff were so professional knowledgable and customer focused and friendly Reviewed on: 21st January 2025

Applying and acceptance of a my Zopa loan

Zopa made the process of applying and acceptance of loans efficient and informative. There were no delays and super quick on the approval process and also receiving the money in my bank. I had a great experience from start to finish and whole process was extremely pleasant. I wouldn’t hesitate to recommend Reviewed on: 21st January 2025

Zopa is a great company I’ve been with them a while...

Zopa is a great company I’ve been with them a while now and always recommend them wouldn’t go anywhere else it’s easy and reliable Reviewed on: 21st January 2025

Perfect, really helpful- Great app

Perfect, really helpful- Great app Reviewed on: 21st January 2025

easy to use, very quick execllent app

easy to use, very quick execllent app Reviewed on: 21st January 2025

Excellent Customer Service

I Found Applying Very Straightforward And The Application Was Considered And Accepted. I'm Very Happy With The Manner In Which My Application Was Dealt With Reviewed on: 21st January 2025

Applied in a matter of minutes, money was already in...

Applied in a matter of minutes, money was already in my account. Reviewed on: 21st January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from LiveLend 3.96 from 25 reviews
Short-term loans
from Moneyboat.co.uk 4.82 from 1935 reviews
Personal Loans
from Five Lamps 4.22 from 24 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub