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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

I needed cash to pay off debt and with in 20 minute...

I needed cash to pay off debt and with in 20 minutes of applying was in my bank was so so happy. I also have a credit card which is great Reviewed on: 17th January 2025

Very happy with company easy to understand and use

Very happy with company easy to understand and use Reviewed on: 17th January 2025

Good products with great rates.

Good products with great rates. Quick decisions made Reviewed on: 17th January 2025

Brilliant

So easy but they do thorough checks to verify you can afford it Reviewed on: 17th January 2025

Fast and easy to use - great financial product

Fast and easy to use the loan function is excellent and very user friendly. Great financial product with lots of good dashboard interaction and ability to tailor repayments to suit. Reviewed on: 17th January 2025

Very easy quick process ,everything you need to know...

Very easy quick process ,everything you need to know in the app,everything is explained in details that you understand Reviewed on: 17th January 2025

Loan very easy to arrange and very quick

Loan very easy to arrange and very quick Reviewed on: 17th January 2025

Excellent lender

Good experience in general, however, getting through to customer service team tricky and frustrating. Reviewed on: 17th January 2025

No hassle easy to deal with plus good rates.

No hassle easy to deal with plus good rates. Excellent Reviewed on: 17th January 2025

I have received great all round service and would hi...

I have received great all round service and would highly recommend Zopa Finance Reviewed on: 17th January 2025

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