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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa are the best!

I have had two loans with Zopa and have found the loans affordable and easy to move if needed. I had Covid and had issues trying to pay one months instalment so I contacted Zopa’s customer service who were very polite, friendly and went over and above to help me out. I was offered a payment break for three months but continued my payments after a month. That really helped me out a lot and I was very grateful for their help. I have always suggested Zopa to any of my friends or work associates if they have ever required a loan and will do to this day. Zopa are the best in my eyes! Thank you Zopa! Reviewed on: 17th January 2025

quick efficient and carefree service

It has been quick efficient and carefree. I love that there’s no messing about. Reviewed on: 17th January 2025

Zopa products and services are brilliant.

Zopa products and services are brilliant. The online tools are so easy to use. Highly recommended! Thank you Reviewed on: 17th January 2025

Simple to arrange large range of paymen options ava...

Simple to arrange large range of payment options available excellent rates very competitive helpful, professional staff. Excellent pain free experience from start to finish Zopa come highly recommend. Reviewed on: 17th January 2025

Simple App to use.

Simple App to use. Information is clear and easy to access and read. Overall accessibility is excellent Reviewed on: 17th January 2025

always a great service

always a great service credit card and loan outstanding ! Reviewed on: 17th January 2025

Great rate and service and digital easy to use app a...

Great rate and service and digital easy to use app and no issues getting started and moving money from bank account. Reviewed on: 17th January 2025

Fantastic experience, super easy to complete, funds...

Fantastic experience, super easy to complete, funds deposited into my account within minutes. Reviewed on: 17th January 2025

Excellent company to deal with

I have borrowed from Zopa on a few occasions and they have always been excellent to deal with. Very quick to give their decision and prompt to credit my account. I have always upheld my end of the deal and never missed repayments, which probably makes future loans easier to apply for and be accepted. So from a personable point of view Zopa gets 10/10. Reviewed on: 17th January 2025

Fast service and no hassle.

Fast service and no hassle. the website is easy to understand and you know where you are with payments. Reviewed on: 17th January 2025

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