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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Could be better rates on loans, easy to use app

Could be better rates on loans, easy to use app Reviewed on: 18th January 2025

My loan was quickly approved with very good interest...

My loan was quickly approved with very good interest rate. Reviewed on: 18th January 2025

Super fast efficient loans with Zopa

I applied for a loan with Zopa on my phone. The whole process was simple and easy. My application was accepted immediately and the loan was in my account within a couple of hours. The interest rate was very reasonable which was great. Reviewed on: 18th January 2025

Zopa was easy to communicate and get help from thwn

Zopa was easy to communicate and get help from thwn Reviewed on: 18th January 2025

Fast & efficient service

Fast & efficient service, always keep you informed, their app is very user friendly & very informative Reviewed on: 18th January 2025

I have always found zopa very good at providing loan...

I have always found zopa very good at providing loans and they are very reliable. Very easy to apply for loans and quick at sorting everything out .Never had any issues and they are also very easy to pay don't even miss payments going out of my bank account as was able to pick my direct debit date to coincide with my income payment date . Reviewed on: 18th January 2025

Absolutely no hassle

Absolutely no hassle loans, all very clear and straightforward. And that on top of a clear Ui/Ux! Reviewed on: 18th January 2025

Quick to deal with and no hassle

Applied one night after looking at cars ,just before I went to go and negotiate a deal with the car dealer about a car finance loan. my money was in the bank at a lower rate than the car dealer could offer . Reviewed on: 18th January 2025

Very good lander safe.

Very good lander safe. And responsible, I would recommend to any good friends Reviewed on: 18th January 2025

Extremely easy and straightforward application.

Extremely easy and straightforward application. Immediate decision and the money was in my account in less than an hour. Would definitely recommend and / or would use again. Following completion of the loan I haven’t been bombarded with emails and messages as with some other companies which again would be a major factor in going back to Zopa in the future. I also found their rates very favourable. Reviewed on: 17th January 2025

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