Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

I needed cash to pay off debt and with in 20 minute...

I needed cash to pay off debt and with in 20 minutes of applying was in my bank was so so happy. I also have a credit card which is great Reviewed on: 17th January 2025

Very happy with company easy to understand and use

Very happy with company easy to understand and use Reviewed on: 17th January 2025

Good products with great rates.

Good products with great rates. Quick decisions made Reviewed on: 17th January 2025

Brilliant

So easy but they do thorough checks to verify you can afford it Reviewed on: 17th January 2025

Fast and easy to use - great financial product

Fast and easy to use the loan function is excellent and very user friendly. Great financial product with lots of good dashboard interaction and ability to tailor repayments to suit. Reviewed on: 17th January 2025

Very easy quick process ,everything you need to know...

Very easy quick process ,everything you need to know in the app,everything is explained in details that you understand Reviewed on: 17th January 2025

Loan very easy to arrange and very quick

Loan very easy to arrange and very quick Reviewed on: 17th January 2025

Excellent lender

Good experience in general, however, getting through to customer service team tricky and frustrating. Reviewed on: 17th January 2025

No hassle easy to deal with plus good rates.

No hassle easy to deal with plus good rates. Excellent Reviewed on: 17th January 2025

I have received great all round service and would hi...

I have received great all round service and would highly recommend Zopa Finance Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Loansathome4u (inactive company) 3.93 from 1 reviews
Personal Loans
from Five Lamps 4.22 from 24 reviews
Pawnbrokers
from Brown and Gold 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub