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Zopa: Personal loan reviews

4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

As happy as can be

5
I needed money, you lent it to me I use your savings section to save 50 a week to pay for the loan. I hardly notice it that way Reviewed on: 17th January 2025

Zopa financial help.

5
Zopa have helped me financially when I needed it. Reviewed on: 17th January 2025

easy to use app, and able to see what's going on wit...

5
easy to use app, and able to see what's going on with loan,savings and card. Reviewed on: 17th January 2025

Great app and easy to use

5
Willian was easy to apply for, clearly presented terms and conditions and all through a very intuitive, well developed app. Reviewed on: 17th January 2025

Very professional and quick response

5
Very professional and quick response Reviewed on: 17th January 2025

Got a loan witch was swift withnthe process .

5
Got a loan witch was swift withnthe process .Execlent comunication with the reply.All in all a fab experience. Reviewed on: 17th January 2025

Excellent service most helpful with ease of ise

5
Excellent service most helpful with ease of ise Reviewed on: 17th January 2025

Brilliant service

5
Zopa assisted me when I needed help. Easy and fast cannot fault their service its brilliant! Reviewed on: 17th January 2025

Zopa is the first company l have used, easy to use...

5
Zopa is the first company l have used, easy to use and organised everything you see it on your account how to use it and you know how much you have paid so far not too much interest it's really amazing and I like it Reviewed on: 17th January 2025

I like it and i am honorable

2
I like it and i am honorable i will keep in touch Reviewed on: 17th January 2025

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