Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

As happy as can be

I needed money, you lent it to me I use your savings section to save 50 a week to pay for the loan. I hardly notice it that way Reviewed on: 17th January 2025

Zopa financial help.

Zopa have helped me financially when I needed it. Reviewed on: 17th January 2025

easy to use app, and able to see what's going on wit...

easy to use app, and able to see what's going on with loan,savings and card. Reviewed on: 17th January 2025

Great app and easy to use

Willian was easy to apply for, clearly presented terms and conditions and all through a very intuitive, well developed app. Reviewed on: 17th January 2025

Very professional and quick response

Very professional and quick response Reviewed on: 17th January 2025

Got a loan witch was swift withnthe process .

Got a loan witch was swift withnthe process .Execlent comunication with the reply.All in all a fab experience. Reviewed on: 17th January 2025

Excellent service most helpful with ease of ise

Excellent service most helpful with ease of ise Reviewed on: 17th January 2025

Brilliant service

Zopa assisted me when I needed help. Easy and fast cannot fault their service its brilliant! Reviewed on: 17th January 2025

Zopa is the first company l have used, easy to use...

Zopa is the first company l have used, easy to use and organised everything you see it on your account how to use it and you know how much you have paid so far not too much interest it's really amazing and I like it Reviewed on: 17th January 2025

I like it and i am honorable

I like it and i am honorable i will keep in touch Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Loansathome4u (inactive company) 3.93 from 1 reviews
Personal Loans
from Five Lamps 4.22 from 24 reviews
Pawnbrokers
from Brown and Gold 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub