Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Good customer service

Good customer service and ease of application, timely response normally within 5 minutes of applcation Reviewed on: 17th January 2025

Money in my account almost immediate...

Very efficient, money in my account almost immediately Reviewed on: 17th January 2025

Good all rounder.

I have always had a great experience with Zopa, the app is really good and easy to use and helpful. Reviewed on: 17th January 2025

Wedding for my daughter

Ii very good with my loan it was quick and easy to apply Reviewed on: 17th January 2025

Hasstle free loan agreement without any of the fuss.

Hasstle free loan agreement without any of the fuss. Plus reasonable % rate for credit card. Reviewed on: 17th January 2025

Great percentage rate.

Great percentage rate. A lot better than the competitors good saving rate too. Reviewed on: 17th January 2025

Quick decisions easy application

Quick decisions easy application Reviewed on: 17th January 2025

A great company for financial dealings.

Great company, a very reasonable interest rate and a top of the range app. Reviewed on: 17th January 2025

My experience with loan was good I thank them loan...

My experience with loan was good I thank them loan because I got the loan at the time it was really in need. Reviewed on: 17th January 2025

My personal loan was approved very quickly and funds...

My personal loan was approved very quickly and funds deposited within 2 days Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Quid Market 2.00 from 5 reviews
Loans
from Thamesbank Credit Union 4.22 from 19 reviews
Short-term loan
from Mr Lender 4.86 from 8305 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub