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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick and simple

Easy and fast payments. Very good rates also. Reviewed on: 30th May 2017

low cost loan

Low interest rate but efficient and quick service Reviewed on: 30th May 2017

Simple straightforward

Easy to apply and straight forward paperwork with no hassle! Reviewed on: 30th May 2017

Easy peasy!

Easy to apply, great interest rates, flexible borrowing. Great Customer Service too when I had a query. Fantastic! Reviewed on: 30th May 2017

Car loan

Could not of been more straight forward and fair. Zopa used a very intuitive online interface to apply and layout exactly what was going on. Excellent interest rates and a quick and simple confirmation on the success of the loan application. Reviewed on: 30th May 2017

Easy and Professional

Easy to use, seamless systems, great rates, would definitely use again and recommend. Reviewed on: 30th May 2017

Amazing fast solution

All I had to do is apply then sit back and waight thanks Zola ***** Reviewed on: 30th May 2017

Fast easy & efficient

Excellent customer service, no hassle & straightforward. Reviewed on: 30th May 2017

Quick process i have ever seen

Zopa has sorted my loan in 2 days. It was very quick for me without any trouble and again lowest interest rate some one else would offer me. Reviewed on: 30th May 2017

Great rates

My bank could not get anywhere near the interest offered by Zola and if you need any help customer service representatives are great on the phone Reviewed on: 30th May 2017

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