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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Quick and easy!!

Zopa were an efficient company when dealing with my loan request. I received the sum of money within a small duration of days and they keep me posted of my loan statements and also have an option to pay back the full loan without any penalty charges! Not many loan companies offer that! Reviewed on: 30th May 2017

Fast and easy

Brilliant in all aspects . I am pleased with the website and easy to understand all the terms. Reviewed on: 30th May 2017

Quick, Easy and Hassle Free

I have taken out two loans with Zopa. They were incredibly easy to set up and gave a very good rate, it was more reasonable than many other competitors. Using my online account I found them easy to use and keep track of the payments i had made. You can also change your payment date online without any hassle. I actually closed one of my loans early which was simple to do and didn't cost me any more. I would recommend Zopa to anyone looking for a short term loan. Reviewed on: 30th May 2017

A loan company that works with you

I've used zopa a couple of times over the past few years. Setting up the loan was quick and straightforward. You can access the account online to see how much you have paid off. I refinanced an old loan and within 48 hrs the old loan was paid off, the new one set up and any outstanding funds were in my bank account. I've had no nasty surprises and the company does exactly what you'd expect. I would highly recommend Zopa and will look to use them again if needed in the future. Reviewed on: 30th May 2017

Great rates, easy to use

I have used Zopa for a while for both lending and borrowing and have been impressed with the clear and concise information, trustworthiness and competitive rates Reviewed on: 30th May 2017

This is how it should be

pay off loan when I want with extra payments above standard monthly direct debit. Monthly payment adjusts to reflect what is left to pay. Win win for me and Zopa. Customer service helpful and friendly. Reviewed on: 30th May 2017

Easy to apply - quick, fair decisions

My experience with zopa loans has so far been an enjoyable one. Quick fair decisions with full explanation and easy to apply. Reviewed on: 30th May 2017

Excellent service

I got my loan approved the same day and only took 3 days to go in my account I am very happy with the rates aswell. Reviewed on: 30th May 2017

Great Service

Zopa provided me a loan at a fantastic rate with flexible terms. I'd use Zopa again no questions asked Reviewed on: 30th May 2017

First class loan provider

Easy to use, excellent rates for borrowers, can't rate them highly enough. I have already recommended them to my family and friends. Would never look anywhere else for a loan in the future. Reviewed on: 30th May 2017

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