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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Best in the biz

Zoopla are ace. Quick and easy to use. Reviewed on: 30th May 2017

Great, quick and easy

After looking at loan options and researching the options from banks I hadn't considered zopa, however within minutes of landing on the website I felt confident in the great reviews and feedback the company had Reviewed on: 30th May 2017

Perfection

So easy to arrange with a great rate and no problems Reviewed on: 30th May 2017

Fab!

I applied for a loan with Zopa with no problems at all. Would highly recommend Reviewed on: 30th May 2017

Fast, and done in a few clicks

The whole process was really simple and was completed within a couple of clicks. All the costs where shown up front and were clear to see. Would recommend. Reviewed on: 30th May 2017

Always a help when needed most

My dealings with Zopa have always been positive just by the quick response time an answer is given and the professional manner in which one gets assisted with any queries. Thank You to the Zopa Team for all their efforts always. Reviewed on: 30th May 2017

Quick and easy, good rates too

I applied for a loan and it was speedily dealt with, no fuss, no bother. As it should be. Reviewed on: 30th May 2017

Good service

Had a small loan it was dealt with efficiency with great service Thank you Reviewed on: 30th May 2017

Quick and easy

Best rates, fast turnaround and easy to do. Reviewed on: 30th May 2017

Totally brilliant

From the moment I made the application to Zopa approving it, everything went smoothly, quickly and brilliantly. Reviewed on: 30th May 2017

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