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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Brilliant.

Best loan company ive come across, cant recommend it enough Reviewed on: 30th May 2017

Excellent value

Great company ! I've had two Zopa loans now such a good company no hassles! Reviewed on: 30th May 2017

Easy to get, easy to manage

I borrowed £3500 a few years ago for a car, paid it off a year early by managing my account online. So easy to use and competitive I went back to borrow £5000 over 5 years to put toward some major home improvement, still over 3 years left but it's a good rate and we can pay extra as and when to save on the Interest. Reviewed on: 30th May 2017

Easy loan

Fast friendly affordable. Great service and so easy to deal witg Reviewed on: 30th May 2017

Definately the best of the best

I have borrowed from zopa quite a few times in the past and currently have a loan with zopa, its definately the best company to get a loan from as its very quick and interest rates are very reasonable. I reccomend and will continue to reccoment zopa to everyone i know and A handful of family members and friends of mine have also started to use zopa and also love how quick and easy it is. Reviewed on: 30th May 2017

Lending how it should be...

I've always liked the idea of peer to peer lending but had never had a borrowing need until recently, when we purchased a new car. I applied, for a decision within hours and the money in my bank quickly so that we could go ahead and look for our new family car. What's better is that I managed to get a rate of 3% which is better than my mortgage! I recommend Zopa to anyone looking for a loan now. Reviewed on: 30th May 2017

The best loan company ever

Great service ! I got my loan for home improvement approved in 5 min with no extra afford from my side. Money were in my bank account in next 2 days. No hidden fees, lowest % of interest. Recommend Zopa and will use them again Reviewed on: 30th May 2017

Fantastic! Highly recommend

Have used Zopa twice now. Both times have been faultless, quick and easy. If I ever require another loan, I will definitely use Zopa Reviewed on: 30th May 2017

Quick and easy service.

Zopa loan terms and interest came back as the most competitive available and the loan was completed quickly and hassle-free. Reviewed on: 30th May 2017

Excellent

Excellent - Simple and very quick access to money in no time Reviewed on: 30th May 2017

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