Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

No hustles with Zopa

I found zopa very good quick and l did not have any problems applying for my loan Reviewed on: 15th January 2025

All round very good service,

All round very good service, easy to deal with. Reviewed on: 15th January 2025

I like Zopa as they are here to help without putting...

I like Zopa as they are here to help without putting constant on you. No trying to sell you extra loans etc. Reviewed on: 15th January 2025

Quick, efficient service that meets my needs.

Quick, efficient service that meets my needs. I've never had a problem with anu aspect of the service from start to end. Reviewed on: 15th January 2025

Great experience always giving me update all the time

Great experience always giving me update all the time Reviewed on: 15th January 2025

Really quick, easy to apply

Really quick, easy to apply and have the funds paid straight into your account Reviewed on: 15th January 2025

My review

I've now had 2 loans from zopa and if required another would go to zooa first before looking elsewhere, I've also recommended them to friends and family. Reviewed on: 15th January 2025

Great service, quick and easy to set up loan

Great service, quick and easy to set up loan Reviewed on: 15th January 2025

Midway through a loan, great service, plenty of feed...

Midway through a loan, great service, plenty of feedback ans communication, brilliant service. Reviewed on: 15th January 2025

Excellent service

Great communication, quick, easy & simple to understand very happy, would recommend to friends & family Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loans
from Hastings Direct 4.45 from 119 reviews
Loans
from Enterprise Credit Union 4.98 from 2118 reviews
Employee Loans
from Neyber 2.33 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub