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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Prompt, professional and always accessible and helpful

Prompt, professional and always accessible and helpful Reviewed on: 15th January 2025

Very straight forward application

Very straight forward application Reviewed on: 15th January 2025

.With Zopa I have found when speaking to their staff...

With Zopa I have found when speaking to their staff they make you feel at ease which takes a lot of worry off yourself when asking and finding out what’s relevant well mannered and polite. In my mind goes a long way . Reviewed on: 15th January 2025

Simple process coupled with rapid results.

Simple process coupled with rapid results. Reviewed on: 15th January 2025

Easy to apply and very quick to receive they money

Easy to apply and very quick to receive they money Reviewed on: 15th January 2025

personal loan.

WHEN i applied for the loan every thing was easy to follow,then i had a call back and the person i spoke to was very helpful i will use them again if i need to very helpful. Reviewed on: 15th January 2025

Quick and Simple

The loan process was quick and simple, payout was within a couple of days. Reviewed on: 15th January 2025

Great company!

Really easy with repayments/setting it up. made me feel safe using this company. Reviewed on: 15th January 2025

Loan application

Did not have an account but applied for a loan . received extremely pleasant phone call and loan approved.absolutely delighted Reviewed on: 15th January 2025

Quick and easy to arrange my personal loan

The Zopa website was so easy to use. It helped me find the loan that was best suited to me. I received a call from Zopa to go through the process with me. They were very friendly and professional. They explained the reason for every question they asked. The money was transferred to my account really quickly too. Reviewed on: 15th January 2025

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