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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

easy and efficient no hassles easy to use

easy and efficient no hassles easy to use Reviewed on: 15th January 2025

Efficient and simple to use, equally easy to check s...

Efficient and simple to use, equally easy to check status of loan with app.. helpful with any questions. Reviewed on: 15th January 2025

Easy website easy payments loan got very easy happy...

Easy website easy payments loan got very easy happy with account Reviewed on: 15th January 2025

Easy to manage once everything is setup

Easy to manage once everything is setup Reviewed on: 15th January 2025

Amazing products, great rates.

Amazing products, great rates. Highly transparent with loans and fees/amounts available to borrow Reviewed on: 15th January 2025

Kind and considerate call centre who listen and help...

Kind and considerate call centre who listen and help resolve any issues Reviewed on: 15th January 2025

Very easy to deal with and flexible options too!

Very easy to deal with and flexible too Reviewed on: 15th January 2025

Imediate loan

simple application and paid into bank immediatly. Great app where you can have all details to hand in a very simple view. Reviewed on: 15th January 2025

Simple, clear and easy - everthing is done via a sec...

Simple, clear and easy - everthing is done via a secure app. Reviewed on: 15th January 2025

Easy paperwork and prompt decision

Easy paperwork and prompt decision Reviewed on: 15th January 2025

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