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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

.easy and straight forward

Very straight forward and simple to get a loan Reviewed on: 15th January 2025

Applying for a credit card plus a personal loan was...

Applying for a credit card plus a personal loan was very straightforward and quick rates were very competitive Reviewed on: 15th January 2025

Fair, simple and easy to apply.

Fair, simple and easy to apply. Highly recommended! Reviewed on: 15th January 2025

Simple, easy, reliable and refreshing

Simple, easy, reliable and so overall it's quite refreshing experience for a financial company....had a few loans and it's so easy to see details, get an early payback quote and understand your options etc. Reviewed on: 15th January 2025

Easy to apply for and monitor

Very easy to apply for, and you can see everything open and transparent on the app Reviewed on: 15th January 2025

nothing to say apart from its been brilliant

nothing to say apart from its been brilliant Reviewed on: 15th January 2025

Amazing company

Was very easy to apply,the monthly repayments are very affordable and the customer service team were very helpful and made everything so simple,I will definatly be using zopa again in the near future and recommending to all my friends and family. Reviewed on: 15th January 2025

Quick decision and easy application

It was easy to apply, quick desicion and clear and well presented step by step instructions. Documents were all digital so quick to sign and also received all the copies. Reviewed on: 15th January 2025

What a Fantastic Service

I did a Go Compare search and Zopa came up as by far the best rates. I checked out the full details and a search on Zopa and everything looked perfect. I made the full application which took all of 10 Minutes, 30 Minutes later I had been approved for the loan and in under an hour the money was in my account. What more can you ask for. Reviewed on: 15th January 2025

easy to apply online.

easy to apply online. once approved i got the money in my account is just 5 minutes Reviewed on: 15th January 2025

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