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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Fast friendly and very easy to use service with a gr...

Fast friendly and very easy to use service with a great easy use wensite Reviewed on: 14th January 2025

The process for applying for a loan was very simple.

The process for applying for a loan was very simple. The questions that they asked were very easy to follow. The overall application was a breeze. I would highly recommend Zopa to anyone who is looking to get a personal touch when looking for finance. Reviewed on: 14th January 2025

Quick low loan

Got a loan sorted quick and money was in my account really quick with a decent interest rate Reviewed on: 14th January 2025

Look no further Zopa is for you

From the initial contact to completion perfect in every way. Caring understanding and just all round excellent Reviewed on: 14th January 2025

Very transparent application process and quick service.

Very transparent application process and quick service. Reviewed on: 14th January 2025

Everything was so easy to arrange.

Everything was so easy to arrange. I was very happy with the outcome and still am. Reviewed on: 14th January 2025

Loan/ money

It’s good as I wonted a loan and it was very quick to get a answer and go onto your bank Reviewed on: 14th January 2025

It is a easy to apply to Zopa and they are very help...

It is a easy to apply to Zopa and they are very helpful with costumers I recommend my all friends to apply. Reviewed on: 14th January 2025

Best provider by far

Simple easy process from application start to completion with excellent customer service support Reviewed on: 14th January 2025

Quick and simple process.

Quick and simple process. Information was very clear and concise. Would highly recommend and use again in the future. Reviewed on: 14th January 2025

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