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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Efficient, prompt funds, easy to complete.

Efficient, prompt funds, easy to complete. The website is also clear and straight forwards, easy to navigate. Reviewed on: 14th January 2025

I found it very clear and concise

I found it very clear and concise Reviewed on: 14th January 2025

Fast and efficient.

Fast and efficient. Easy application and excellent service Reviewed on: 14th January 2025

Straight forward and very efficient process.

Straight forward and very efficient process. I was kept informed throughout and I was very satisfied with the outcome. Reviewed on: 14th January 2025

Never had any issues with the app / payments alway...

Never had any issues with the app / payments always plenty of notice of payments due .... Reviewed on: 14th January 2025

Excellent

Very easy to arrange and app is excellent to keep me updated on my payments. Reviewed on: 14th January 2025

Excellent experience, everything so simple

Excellent experience, everything so simple Reviewed on: 14th January 2025

Applied for a loan and was in my bankin less than 2...

Applied for a loan and was in my bankin less than 2 hours brilliant service Reviewed on: 14th January 2025

Application

Easy on applying and quick response for confirmation of loan. Reviewed on: 14th January 2025

Excellent rates of interest and payments options, fa...

Excellent rates of interest and payments options, fast reliable and have approval within minutes with no hassle Reviewed on: 14th January 2025

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