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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Great sevice

Amazing service, I would recommend Zopa for a low rate loan. Reviewed on: 14th January 2025

Is good for when start is good evriting

Is good for when start is good evriting Reviewed on: 14th January 2025

Quick and easy and so easy to manage and keep a chec...

Quick and easy and so easy to manage and keep a check in. Reviewed on: 14th January 2025

Uncomplicated

Convenient and interactive app that keeps live figures and repayment records. Not excessively fussy. Reviewed on: 14th January 2025

Was easy to apply

Was easy to apply and I have used them twice now. Easy to make overpayment and transparent with costs etc App makes it easy to manage as well as email updates Reviewed on: 14th January 2025

Everything was so easy and fast to complete.

Everything was so easy and fast to complete. If I’ve had any questions, the call centre was always efficient and easy to talk to. Reviewed on: 14th January 2025

ZOPA A Stress-Free Loan Experience

The application was so simple and clear. I loved that it took me a few minutes to complete. I was thrilled the funds were in my account within a short time. I highly recommend ZOPA. They made the process stress-free and truly delivered on their promises. Reviewed on: 14th January 2025

Professional good service online service good website

Professional good service online service good website Reviewed on: 14th January 2025

Can’t recommend highly enough !

Quick and easy to apply , decision in seconds , excellent rates of interest even with a poor credit history that Reviewed on: 14th January 2025

Efficient, prompt funds, easy to complete.

Efficient, prompt funds, easy to complete. The website is also clear and straight forwards, easy to navigate. Reviewed on: 14th January 2025

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