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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Prompt easy and look after their customers

Prompt easy and look after their customers Reviewed on: 14th January 2025

My Zopa Experience

The overall service I've received was very good and the application process at the beginning was very quick and simple. Also being able to access my online account to monitor things was brilliant and really useful Reviewed on: 14th January 2025

Good interest rate, easy to manage

Zopa initially offered a good interest rate and an easy application process. Since then managing the loan via the app has been very straightforward. Reviewed on: 14th January 2025

Very efficient ,good rates excellent service

Very efficient ,good rates excellent service Reviewed on: 14th January 2025

Great place to go for help.

Very approachable, friendly, and knowledgeable. Reviewed on: 14th January 2025

Very good service.

Very straightforward and informative. Excellent service Reviewed on: 14th January 2025

Communication has always been excellent.

Communication has always been excellent. They are very good at letting me know about their latest offers as well. And the app is really easy to use. Overall an excellent experience. Reviewed on: 14th January 2025

Easy to engage ..

Easy to engage with and frequent communication throughout loan Reviewed on: 14th January 2025

ZOPA the loan people

The whole experience to apply for a loan with ZOPA is so trouble free. Get a decision in no time at all. Everything is so well handled and very professional. Also ZOPA provide after loan service and advice. Really friendly company. Reviewed on: 14th January 2025

Very professional and easy application quick respons...

Very professional and easy application quick response very pleased. Reviewed on: 14th January 2025

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