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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

I have used the app, it’s easy to use and you get a...

I have used the app, it’s easy to use and you get a quick response. Reviewed on: 14th January 2025

Very easy process to fill out and quick response on...

Very easy process to fill out and quick response on application Reviewed on: 14th January 2025

After entering details, The process happened , with...

After entering details, The process happened , with bank transferred funds within 15mins excellent experience, very impressed, with high recommendation too family and friends Reviewed on: 14th January 2025

Quick and easy to navigate around the website, fast...

Quick and easy to navigate around the website, fast response and super fast receiving the money. Reviewed on: 14th January 2025

They are just brilliant at what they do.

They are just brilliant at what they do. Reviewed on: 14th January 2025

Good service review

Good service and value for money. App easy to use. Reviewed on: 14th January 2025

Had a good expwitj them when I applied for a...

Had a good expwitj them when I applied for a loan Reviewed on: 14th January 2025

Very fast credit card very fast money friendly peopl...

Very fast credit card very fast money friendly people and nice team Reviewed on: 14th January 2025

Easy and straightforward no hassle filled in on line...

Easy and straightforward no hassle filled in on line and money was in bank pretty soon afterwards Reviewed on: 14th January 2025

Prompt easy and look after their customers

Prompt easy and look after their customers Reviewed on: 14th January 2025

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