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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.907857584246798350 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

A loan within minutes.

A loan within minutes. Hassle free and in my bank almost immediately. Couldn't rate them higher Reviewed on: 10th January 2024

Very easy process from start to finish.

Very easy process from start to finish. Hassle free. Very quick reply Reviewed on: 10th January 2024

Simple quick and straightforward

Very simple and straightforward application process. Pre-approved limits shown and easy to calculate how changes to amount and term effected monthly payments. Loan was approved quickly and money sent ASAP. App is brilliant, you can see your balance and make overpayments Reviewed on: 10th January 2024

To honest Zopa are very good as for loans providers...

To honest Zopa are very good as for loans providers and their interest rates are so good. With their loans,no stress. And it's very good to recommend to friends and family. Reviewed on: 10th January 2024

The app is so helpful and easy to use

The app is so helpful and easy to make extra payments or get information to help organise your finances Reviewed on: 10th January 2024

Unbelieveably fast and efficient

Zopa has competitive interest rates, transparent terms and a user-friendly online platform. I found the application process straightforward. I was able to customise the loan terms to suit my needs. Approval of the application and disbursement of the loan were done with amazing speed. Well done, Zopa Reviewed on: 10th January 2024

Very easy to communicate with professional and court...

Very easy to communicate with professional and courteous response was very quick and I was impressed with the customer communication. Reviewed on: 10th January 2024

Good value, easy procedure :) great app

Good value, easy procedure :) great app Reviewed on: 10th January 2024

Quick and easy loan

Easy to apply good communication ,helpful staff. Money transfer very quick.Cannot praise them enough. Reviewed on: 10th January 2024

Very competitive interest rates and effective commun...

Very competitive interest rates and effective communication Reviewed on: 10th January 2024

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