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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.907857584246798350 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Very easy application and great service.

Very easy application and great service. Reviewed on: 10th January 2024

Simple, painless and top class

Its just so simple and painless, I applied, they checked and awarded the loan and within 3 hours automatically transferred the funds to my nominated bank account. Managing the loan is super simple and I had to speak to no-one. this kind of service/self service is absolutely top class. Reviewed on: 10th January 2024

found everyone very helpful and new their jobs well

found everyone very helpful and new their jo Reviewed on: 10th January 2024

Quick and easy to use the app.

Quick and easy to use the app. Answered in amazing time space Reviewed on: 10th January 2024

Excellent experience so far.

Excellent experience so far. Their loan availability has really helped me to some extent to getting closer to my dream of completing my house project. Zopa also helped me in monitoring my credit score, knowing where to improve and what to do to manage my finances. Reviewed on: 10th January 2024

Very easy form to fill out the loan for

Very easy form to fill out the loan for Reviewed on: 10th January 2024

Very easy application and fast approval, all done on...

Very easy application and fast approval, all done online and best rate and terms available at the time. Excellent service, thank you. Reviewed on: 10th January 2024

Straightforward application process, great app

Straightforward application process, great app that's really easy to use Reviewed on: 10th January 2024

Loan products

No issues and app is easy use, and easy to reapply doe further products if needed. Reviewed on: 10th January 2024

Fast and easy service that provides instant access .

Fast and easy service that provides instant access to 5he money loaned. This is very convenient and they ensure your financial circumstances are fit to give you the loan to avoid any financial difficulties. Reviewed on: 10th January 2024

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