Write a review

Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (64660 reviews)

View other Zopa products

4.94

Based on 64,660 reviews, last reviewed 17th Apr 2025

33% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very helpful and easy to apply gose the extra mile f... Very helpful and easy to apply gose the extra mile for customers Reviewed on: 17th April 2025

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025

Read all reviews See your review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64660)

Review of the Zopa, Personal Loan:

Value service convenience

Application was easy, during the payback period I have had no problems they've kept me informed with quarterly statements and overall most I'm very satisfied with the zopa experience Reviewed on: 14th January 2023

Very helpful and easy to apply gose the extra mile f...

Very helpful and easy to apply gose the extra mile for customers Reviewed on: 17th April 2025

So quick and easy - instant response

So quick and easy - instant response Reviewed on: 17th April 2025

Great tool to increase your credit rate.

Great tool to increase your credit rate. Reviewed on: 17th April 2025

Great communications and fast responses.

Great communications and fast responses. Reviewed on: 17th April 2025

Very quick and efficient, very good service

Very quick and efficient, good service and very helpful Reviewed on: 17th April 2025

Zopa is a 10/10!!

I have a credit card which has been very useful for those unexpected bills & the interest has always been fair & reasonable. I also have a loan with Zopa, on application it was easy & straightforward. Zopa has always keep me informed on bill payments. The app for both my credit card & loan is very easy to use & I would definitely recommend to family & friends. Reviewed on: 17th April 2025

Friendly staff, easy to navigate the app and find wh...

Friendly staff, easy to navigate the app and find what I need quickly Reviewed on: 17th April 2025

It was quick and easy app to follow and got my resul...

It was quick and easy app to follow and got my results within minutes of applying Reviewed on: 17th April 2025

Great Bank

I applied for a zopa credit card and was accepted and I have also taken a loan the process for both was so straightforward and easy to understand I am a technophobe but using the site was easy the loan application was sorted within 24 hours such a great service Reviewed on: 17th April 2025

Simple, user friendly and quick result company and site

Simple, user friendly and quick result company and site Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Partners Credit Union 4.89 from 800 reviews
Loans
from Thamesbank Credit Union 5.00 from 14 reviews
Loans
from Pennine Community Credit Union 4.98 from 57 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub