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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67265 reviews)

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4.94

Based on 67,265 reviews, last reviewed 20th Jan 2026

66100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick, efficient and helpful lenders I needed some money to pay for an unexpected bill and Zopa were my first choice because of the kindness of staff and a competitive rate. Previously I ... Read more Reviewed on: 20th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67265)

Review of the Zopa, Personal loan:

I have used them on multiple occasions.

I have used them on multiple occasions. A fantastic, fast and easy to use service. A great level of contact and feedback without overselling. I would absolutely use them again if I needed to and have recommended them to friends and colleagues. Reviewed on: 4th March 2024

Great app, easy to use.

Great app, easy to use. Response time after applying for a loan is excellent. You can see where you are with your loan at anytime Reviewed on: 18th January 2026

Easy and quick

Easy application process, quick decision and funds transferred quickly too. Reviewed on: 18th January 2026

Online loan

Very easy loan application, easy to complete the loan application and money transferred very quickly Reviewed on: 18th January 2026

Brilliant

I have but only dealt with Zopa online when applying for loans and credit card and they have have very efficient. Reviewed on: 18th January 2026

Quick and easy application, money was in my bank wit...

Quick and easy application, money was in my bank within 20 minutes of applying. The app is easy and friendly to use. Customer service is excellent! Reviewed on: 18th January 2026

Friendly finance

Everything was so quick and stress free. Their website is easy to understand. Reviewed on: 18th January 2026

Fantastic Company

Great company to deal with - efficient and transparent. Reviewed on: 18th January 2026

Zopa loan.

Easy to apply for loan,good money value for short or long term. Reviewed on: 18th January 2026

A very quick and easy process offered at a great rat...

A very quick and easy process offered at a great rate, with easy to understand instructions Reviewed on: 18th January 2026

Excellent company!!

The Zopa app is excellent, very informative and keeps you upto date with all their products and also any further loan options available. Reviewed on: 18th January 2026

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