Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67281 reviews)

View other Zopa products

4.94

Based on 67,281 reviews, last reviewed 22nd Jan 2026

100000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service top bank many options number 1 cus... Excellent service top bank many options number 1 customer service Reviewed on: 22nd January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67281)

Review of the Zopa, Personal loan:

Great company

Quick drawdown, online experience, no fuss Reviewed on: 7th April 2021

Super Helpful

Advisors always helpful if need to speak with anyone, online chat spot on, nothing is too much trouble. Easy app to use. Makes looking after and tracking ones money so much easier. great service, great products, good rates. Reviewed on: 18th January 2026

Very good sarvice and helpful at all times

Very good sarvice and helpful at all times Reviewed on: 18th January 2026

From start to finish it was simple and stress free a...

From start to finish it was simple and stress free and great customer service Reviewed on: 18th January 2026

Very quick application, easy and also quick decision...

Very quick application, easy and also quick decision, good costumer service over the phone Reviewed on: 18th January 2026

Easy to set up and very fair rate.

Easy to set up and very fair rate. Kept up to date with Liam progress too and the app works well. Reviewed on: 18th January 2026

Don't delay, apply straight away

It was so easy to apply for a loan and also very quick. Reviewed on: 18th January 2026

Excellent service when I applied for loans

Excellent service when I applied for loans Reviewed on: 18th January 2026

Brilliant service, helpful and polite

Brilliant service, helpful and polite Reviewed on: 18th January 2026

Easy to complete questions, quick results

Easy to complete questions, quick results Reviewed on: 18th January 2026

Fast, stress free and professional.

Fast, stress free and professional. I would definitely recommend to others Reviewed on: 18th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to peer lending (discontinued)
from QuidCycle (inactive company) 2.00 from 1 reviews
Personal Loan
from Nationwide 4.28 from 39 reviews
Personal Loan
from AA 1.48 from 46 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2369 reviews
Cash ISA
from Zopa 4.95 from 1452 reviews
Smart Saver
from Zopa 4.94 from 7482 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub