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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (66965 reviews)

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4.94

Based on 66,965 reviews, last reviewed 17th Jan 2026

56233% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good excellent customer service Very good excellent customer service Reviewed on: 17th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (66965)

Review of the Zopa, Personal loan:

Quick and easy app to use.

Quick and easy app to use. Great service and quick application. Reviewed on: 16th April 2025

experience was good

easy to talk everything was sorted with one phone call Reviewed on: 16th January 2026

This is my first time experience to get loan and it'...

This is my first time experience to get loan and it's very easy and fast Reviewed on: 16th January 2026

Quick and easy

Very quick service. Easy application. Reviewed on: 16th January 2026

Great experience

Downloaded there easy to use app, applied for a loan, got a result straight away and the funds were in my bank account with in the hour Reviewed on: 16th January 2026

Satisfied customer

Quick, efficient service with a very competitice APR. Very good website- easy to navigate. Reviewed on: 16th January 2026

Winner!!

So quick, painless and easy. Good rates, an excellent user-friendly app that is so simple to negotiate (and lots aren’t!) and I paid mine off early too - winner!! Reviewed on: 16th January 2026

Friendly professional service easy to apply for a s...

Friendly professional service easy to apply for a service loan etc 10/10 Reviewed on: 16th January 2026

easy and smooth

The process was easy and smooth, within short time it was done Reviewed on: 16th January 2026

Quick, simple process with clear guidance and inform...

Quick, simple process with clear guidance and information. Reviewed on: 16th January 2026

I had a quick decision at a great price.

I had a quick decision at a great price. Reviewed on: 16th January 2026

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