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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67286 reviews)

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4.94

Based on 67,286 reviews, last reviewed 24th Jan 2026

100250% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Gave decision quickly Gave decision quickly processed the application within a couple of days money was in bank Reviewed on: 24th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67286)

Review of the Zopa, Personal loan:

No issues or problems.

No issues or problems. Easier application and decision,in bank when stated Reviewed on: 19th April 2025

Helpful and easy to use.

Helpful and easy to use. Good interest rate. Reviewed on: 22nd January 2026

Easily the most efficient, informative , and simples...

Easily the most efficient, informative , and simplest process I have ever used to obtain a loan. Reviewed on: 22nd January 2026

Great service, best loads service I’ve used

Easy to apply, overall a painless process, plus the being of having decent interest relates, had a couple of loans an never had any issues Reviewed on: 22nd January 2026

Highly recommended by me.

Absolute dream to set and easy access through the portal. There was no pressure to complete the loan and everything was explained in detail. Reviewed on: 21st January 2026

good response easy to manage app

good response easy to manage app Reviewed on: 21st January 2026

Hassle free and did not delve into personal informat...

Hassle free and did not delve into personal information. Immediate decision..great service. Reviewed on: 21st January 2026

A fast efficient service.

A fast efficient service. Easy to manage and to track Reviewed on: 21st January 2026

Easy way to manage your money

Nice app, quick decsions and you can see easily the burn down of the loan. Reviewed on: 21st January 2026

Very fast and efficient .

Very fast and efficient .I didn’t wait for too long to get a response. Reviewed on: 21st January 2026

So easy to apply for this loan with clear informatio...

So easy to apply for this loan with clear information about repayment and length of term. Excellent experience THANKYOU !! Reviewed on: 21st January 2026

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