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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67250 reviews)

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4.94

Based on 67,250 reviews, last reviewed 20th Jan 2026

65633% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fantastic service, fast efficient and easy to apply. Fantastic service, fast efficient and easy to apply. The app is great to help me keep ontop of my services and very easy to use. Reviewed on: 20th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67250)

Review of the Zopa, Personal loan:

So easy - and cheap!

Unlike every other bank I've ever used, everything seems to just work with Zopa. Reviewed on: 22nd February 2023

Re-finance loan

I applied to refinance my car, and the experience has been smooth and easy. I would recommend Zopa. Reviewed on: 19th January 2026

quick service - loan arrived quickly

quick service - loan arrived quickly Reviewed on: 19th January 2026

Quick, easy and applications online

Quick, easy and applications online Reviewed on: 19th January 2026

Easy to talk easy decision making

Easy to talk easy decision making Reviewed on: 19th January 2026

Easy to manage, affordable rates

Easy to manage, affordable rates Reviewed on: 19th January 2026

The efficient and friendly Zopa

Found Zopa to be very efficient and friendly. The customer service people always listen and do their best to help. I have never had any problems Reviewed on: 19th January 2026

Quick, simple and painless.

Quick, simple and painless. The whole process was easy and stress free Reviewed on: 19th January 2026

Very simple process and speedy acceptance

Very simple process and speedy acceptance Reviewed on: 19th January 2026

Very fast and accurate,excellent to borrow money

Very fast and accurate,excellent to borrow money Reviewed on: 19th January 2026

Nothing bad to say...

Nothing bad to say; the rates were good and the service excellent Reviewed on: 19th January 2026

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