Smart Money People Logo

Zopa: Personal Loan reviews

4.94
Based on 64,879 reviews, last reviewed 21st Apr 2025
27% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best Best credit ever good rates excellent service Reviewed on: 21st April 2025
Shane m's avatar
Shane m

Latest lowest rating:

2

First experiences of dealing with Zopa back in Octob... First experiences of dealing with Zopa back in October 2021 were very good. The company seemed very efficient,helpful and we were well pleased. Two lo... Read more Reviewed on: 19th April 2025
Ken B's avatar
Ken B

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64879)

Review of the Zopa, Personal Loan:

Brilliant

5
Zopa loan was so easy to set up best rates too. Reviewed on: 27th November 2019

Zopa products and customer service are top notch.

5
Zopa products and customer service are top notch. I am so delighted to have them as my loan and bank provider. I have been recommending Zopa to all my friends and acquaintances. Great job Zopa and Keep it up! Reviewed on: 20th April 2025

The site was Easy to use and helpful and quick

5
The site was Easy to use and helpful and quick Reviewed on: 20th April 2025

Their great app makes my loan very easy to manage.

5
Their great app makes my loan very easy to manage. Reviewed on: 20th April 2025

Easy to apply and a reasonably quick turnaround.

5
Easy to apply and a reasonably quick turnaround. Reviewed on: 20th April 2025

One stop shop!

5
One stop shop! Simple to apply, wick to approve. Reviewed on: 20th April 2025

Great personal loan experience

5
The process to apply for a personal loan was really simple, I got a quick decision and it’s great being able to track my payments on the app. Really happy with my loan and good interest rate too. Reviewed on: 20th April 2025

Excellent company

5
Dry easy to use and application was straight forward and quick Reviewed on: 19th April 2025

Good easy to use online.

5
Good easy to use online.Good offers and kept updated through proceedings Reviewed on: 19th April 2025

First experiences of dealing with Zopa back in Octob...

2
First experiences of dealing with Zopa back in October 2021 were very good. The company seemed very efficient,helpful and we were well pleased. Two loans were taken out For £14k and £10k. They have both been paid down monthly and now stand at only £2293 and 3832 respectively. The loans are almost paid up. Meanwhile, we have been email-shotted constantly about new products and invited to take out new loans. When we responded recently we were turned down and Zopa tried to refer us to a sub prime lender. This is disgraceful - we have a PERFECT record and our credit standing is very high. This leaves us wondering just WHO Zopa considers lending money to these days ?? WE should have been a VERY easy decision indeed. When we have paid off these current loans we won't be returning to Zopa. We consider that Zopa does not deserve our support and loyalty. Reviewed on: 19th April 2025

Excellent service user friendly App and very clear i...

5
Excellent service user friendly App and very clear in what you receive. Have also started saving in Saving account again user friendly . If you’re under pressure or generally require funds loan or credit found Zopa perfect Thank you Reviewed on: 19th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products