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Zopa: Personal Loan reviews

4.94
Based on 64,726 reviews, last reviewed 17th Apr 2025
38% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Straightforward Very easy process from the moment I have applied for the loan. Reviewed on: 17th April 2025
Ioan M's avatar
Ioan M

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025
Joe St's avatar
Joe St

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64726)

Review of the Zopa, Personal Loan:

Quick and easy process with a clear and easy repayment plan

5
As a Zopa Credit Card customer I already use the Zopa app so applying for the loan was quick and easy and I am easily able to access the loan details to keep track of payments and pay extra, if I'd like to. Reviewed on: 5th April 2023

Very good all round, customer service excellent

5
Very good all round, customer service excellent Reviewed on: 17th April 2025

Friendly and pleasant to deal with.

5
Friendly and pleasant to deal with. Great service and competitive rates. I would highly recommend and would definitely use this service in the future should the need arise.Easy to use the online service. Many thanks! Reviewed on: 17th April 2025

Simply the best

5
Always very efficient quick decisive decisions Reviewed on: 17th April 2025

Zopa Helped me get my finances back on an even keel.

5
Zopa Helped me get my finances back on an even keel. Having had a loan with Zopa the process was so simple when I was looking for my next loan I came back to Zopq Reviewed on: 17th April 2025

Very easy to apply for loan and once approved the fu...

5
Very easy to apply for loan and once approved the funds went straight into my bank. I was very pleased with the whole process. Reviewed on: 17th April 2025

Loan review

5
It was quick and easy to get the loan I wanted and the payments were manageable a friendly team Reviewed on: 17th April 2025

Loan application

5
I got a 15000 pound loan. It was easy to apply for it Reviewed on: 17th April 2025

A very welcome change to other loan providers.

5
A very welcome change to other loan providers. Very quick and hassle free service. Easy to use website and app to keep you updated. Thank you. Reviewed on: 17th April 2025

Seamless Banking

5
Zopa was effortless to navigate, from start to finish seamless banking via the app and when I needed to speak to someone they were easy to reach and resolved my call quickly. Reviewed on: 17th April 2025

Personal service and advice was spot on, very profes...

5
Personal service and advice was spot on, very professional and rate given was the rate you had and speedy service Reviewed on: 17th April 2025