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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67273 reviews)

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4.94

Based on 67,273 reviews, last reviewed 21st Jan 2026

66367% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Highly recommended by me. Absolute dream to set and easy access through the portal. There was no pressure to complete the loan and everything was explained in detail. Reviewed on: 21st January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67273)

Review of the Zopa, Personal loan:

Really easy no hassle

Recently refinance my loan with them no issues everything you will pay fee and so on are seen up front. Really easy to consolidation of my old loan with them. Reviewed on: 30th June 2017

Great service and excellent customer support

Great service and excellent customer support Reviewed on: 19th January 2026

Good experience -well recommended

Good experience -dealt with the matter professionally with patience and with care. Reviewed on: 19th January 2026

Personal loan

Great service approved for loan quickly and money was in my account within minutes. Would definitely recommend company and already have done. Good rate and very simple process. Reviewed on: 19th January 2026

Re-finance loan

I applied to refinance my car, and the experience has been smooth and easy. I would recommend Zopa. Reviewed on: 19th January 2026

quick service - loan arrived quickly

quick service - loan arrived quickly Reviewed on: 19th January 2026

Quick, easy and applications online

Quick, easy and applications online Reviewed on: 19th January 2026

Easy to talk easy decision making

Easy to talk easy decision making Reviewed on: 19th January 2026

Easy to manage, affordable rates

Easy to manage, affordable rates Reviewed on: 19th January 2026

The efficient and friendly Zopa

Found Zopa to be very efficient and friendly. The customer service people always listen and do their best to help. I have never had any problems Reviewed on: 19th January 2026

Quick, simple and painless.

Quick, simple and painless. The whole process was easy and stress free Reviewed on: 19th January 2026

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