Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67098 reviews)

View other Zopa products

4.94

Based on 67,098 reviews, last reviewed 17th Jan 2026

60633% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

easy and pleasurable application... Zopa, have a really easy and pleasurable application process. The decision to lens is quick and the approved loan funds are very quickly transferred t... Read more Reviewed on: 17th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67098)

Review of the Zopa, Personal loan:

Efficient service with great interest rates.

Very impressed with the service received from Zopa. My initial application was processed within minutes. The loan was approved very soon after. Money was transferred within days as indicated. Excellent service. Reviewed on: 30th June 2017

No hassle and easy to use website.

No hassle and easy to use website. Would definitely recommend. Reviewed on: 17th January 2026

Quick and easy loan application money in my bank wit...

Quick and easy loan application money in my bank within half a hour Reviewed on: 17th January 2026

Great, easy to use app, and I had a decision very qu...

Great, easy to use app, and I had a decision very quick. Reviewed on: 17th January 2026

Quick and helpful

I applied for a loan and the service was efficient,quick and I get regular updates and information Reviewed on: 17th January 2026

I borrowed money from Zopa.

I borrowed money from Zopa. They have excellent customer service and money deposited in my account with in three days Reviewed on: 17th January 2026

An excellent bank to deal with.

An excellent bank to deal with. Friendly, helpful and efficient staff. I would definitely recommend this company. Reviewed on: 17th January 2026

Quick and easy

Quick and easy to arrange . No problems. Reviewed on: 17th January 2026

Online application fast results money in account wit...

Online application fast results money in account with in 2 hours Reviewed on: 17th January 2026

Really helped me when I was in a tight spot by provi...

Really helped me when I was in a tight spot by providing quick and easy lending decisions Reviewed on: 17th January 2026

Really helpful and great to know you there if I need...

Really helpful and great to know you there if I need help Reviewed on: 17th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Leeds Credit Union 4.58 from 11 reviews
Personal Loan
from Admiral 4.77 from 1396 reviews
Loans
from Glasgow Credit Union 4.96 from 3134 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2259 reviews
Cash ISA
from Zopa 4.95 from 1439 reviews
Smart Saver
from Zopa 4.94 from 7465 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub