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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

45% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Never get a loan from a bank

I needed a loan, they gave me one at a bank busting rate. Reviewed on: 4th March 2024

Very easy and very quick decision and delivery.

Very easy and very quick decision and delivery. Have had three personal loans with zopa and theyre by far the best loan provider on the market. Reviewed on: 4th March 2024

Very mooth process when I applied for a loan .

Very smooth process when I applied for a loan . They keep you up to date with offers . The website is easy to use . Would recommend Zopa to friends and family Reviewed on: 4th March 2024

Personal loan review

Loan came through really quick the process was very easy and now I can access everything through the app including my settlement figure without having to get in touch. Great work Reviewed on: 4th March 2024

Easy and pleasant experience

Easy and pleasant experience would definitely use them again Reviewed on: 4th March 2024

Zopa review

Zopa have been professional clear about my loan and repayments and easy to use online Reviewed on: 4th March 2024

Excellent service

Excellent service in a timely manner Reviewed on: 4th March 2024

A good loan company.

Quick and easy to set up. Good communication and good customer support. So far I haven't had an issues and if I needed to I would definitely use them again. Honestly they do what they say on the tin. They offer good value loans and a good service. Reviewed on: 4th March 2024

Applied for a loan and was promptly informed that I...

Applied for a loan and was promptly informed that I was eligible and received the funds within a couple of days, no hastle quick and easily done. very happy wih the result. Reviewed on: 4th March 2024

Quick easy fast fuss free

Quick easy fast fuss free. Good communication, great service absolutely second to none. Don’t hesitate in using this company. Not has had a single regret or bad moment using Reviewed on: 4th March 2024

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