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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Needed money for home improvements and got it with a...

Needed money for home improvements and got it with absolutely no fuss Reviewed on: 4th March 2024

I’ve never had a loan done so quick,in such a short...

I’ve never had a loan done so quick,in such a short period everything was so easy to do Reviewed on: 4th March 2024

Excellent service

Money transferred same day, I get regular statements by email and I downloaded the app which is easy. It's also not a complicated app either which some of them are. Sometimes I check and see how much would I have to pay if I paid it all back now... Which is clear to use as well. Would defo recommend. Reviewed on: 4th March 2024

Simplest and quickest approval yet!

Simplest and quickest approval yet! Reviewed on: 4th March 2024

Never get a loan from a bank

I needed a loan, they gave me one at a bank busting rate. Reviewed on: 4th March 2024

Very easy and very quick decision and delivery.

Very easy and very quick decision and delivery. Have had three personal loans with zopa and theyre by far the best loan provider on the market. Reviewed on: 4th March 2024

Very mooth process when I applied for a loan .

Very smooth process when I applied for a loan . They keep you up to date with offers . The website is easy to use . Would recommend Zopa to friends and family Reviewed on: 4th March 2024

Personal loan review

Loan came through really quick the process was very easy and now I can access everything through the app including my settlement figure without having to get in touch. Great work Reviewed on: 4th March 2024

Easy and pleasant experience

Easy and pleasant experience would definitely use them again Reviewed on: 4th March 2024

Zopa review

Zopa have been professional clear about my loan and repayments and easy to use online Reviewed on: 4th March 2024

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