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Zopa: Personal loan reviews

4.94
Based on 67,281 reviews, last reviewed 22nd Jan 2026
100000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service top bank many options number 1 cus... Excellent service top bank many options number 1 customer service Reviewed on: 22nd January 2026
Jihad Elhassanie's avatar
Jihad Elhassanie

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67281)

Review of the Zopa, Personal loan:

Reasonable rates so easy to arrange

5
Love zopa loans as it was so easy to apply and got really good rates. Also easy to make over payments online Reviewed on: 30th June 2017

Zopa has been great for me.

5
Zopa has been great for me. The app to manage my loan is easy to use, and I'm kept up to date with different offers and services via email. Reviewed on: 19th January 2026

Great product.

5
Great product. Simple to apply. Once approved received the money quickly. Reviewed on: 19th January 2026

Review of zopa

5
Great to deal with easy to understand great communication Reviewed on: 19th January 2026

Zopa welldone

5
The application was quick and my funds available within minutes.tge app is great easy to use and understand.good rates and I have used zopa a number of times.would highly recommend zopa.would not use my bank for a loan . Reviewed on: 19th January 2026

The Best

5
Very easy and straight forward. No fuss even the credit score is just average Reviewed on: 19th January 2026

excellent quick and not stressful

5
excellent quick and not stressful Reviewed on: 19th January 2026

use Zopa for loan

5
were friendly did not make you feel awkward and very helpful Reviewed on: 19th January 2026

Very professional and customer friendly

5
Very professional and customer friendly Reviewed on: 19th January 2026

Excellent service.

5
Excellent service. Quick and easy. App easy to use. Reviewed on: 19th January 2026

Easy access and good website navigation

5
Easy access and good website navigation Reviewed on: 19th January 2026

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