Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67264 reviews)

View other Zopa products

4.94

Based on 67,264 reviews, last reviewed 20th Jan 2026

66067% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great ZOPA experience. Everything about my experience with ZOPA has been simple and stress-free. Reviewed on: 20th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67264)

Review of the Zopa, Personal loan:

Absolutely the best on the market.

Zopa have the best rates around and are very helpful and so easy to deal with thanks Zopa Reviewed on: 15th April 2021

Very happy

Very easy and quick responses. Was very happy with the process Reviewed on: 18th January 2026

Got my loan with a straight forward application real...

Got my loan with a straight forward application really quick and love the use of the app so I know exactly where I am with payments and balance Reviewed on: 18th January 2026

Application of loan, to money in the bank super fast.

Applying for the loan was super easy. The process is fast, efficient and the money was made available very quickly allowing me to make my discounted purchase. Reviewed on: 18th January 2026

Simple, straightforward and hassle free way of borro...

Simple, straightforward and hassle free way of borrowing money. Reviewed on: 18th January 2026

The experience was professional fast and easy to get...

The experience was professional fast and easy to get a decision Reviewed on: 18th January 2026

Quick decision easy application.

Quick decision easy application. Money next day. Reviewed on: 18th January 2026

Have used Zopa for a loan and car finance and have h...

Have used Zopa for a loan and car finance and have had no issues, always helpful when ive called them Reviewed on: 18th January 2026

Simple and easy process, great app.

Simple and easy process, great app. Reviewed on: 18th January 2026

my wonderful experience with zopa

I have got a wonderful experience with Zopa there so helpful and reliable keep the good work up you guys are amazing Reviewed on: 18th January 2026

The team is very friendly, the process is very simpl...

The team is very friendly, the process is very simple and couldn't be any shifter. Reviewed on: 18th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Serve & Protect Credit Union 4.88 from 1236 reviews
Loans
from Wave Community Bank 4.91 from 222 reviews
BetterBorrow
from BetterBorrow 4.87 from 906 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2344 reviews
Cash ISA
from Zopa 4.95 from 1448 reviews
Smart Saver
from Zopa 4.94 from 7480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub