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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67273 reviews)

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4.94

Based on 67,273 reviews, last reviewed 21st Jan 2026

66367% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Highly recommended by me. Absolute dream to set and easy access through the portal. There was no pressure to complete the loan and everything was explained in detail. Reviewed on: 21st January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67273)

Review of the Zopa, Personal loan:

Personal loan champions

I have had cause to take out 2 personal loans in the last few years and Zopa have not only delivered on cost and ease of application but there’s never any pressure. A stand out amongst the sharks, so if you qualify grab with both hands. Reviewed on: 22nd January 2022

Excellent service.

Excellent service. Quick and easy. App easy to use. Reviewed on: 19th January 2026

Easy access and good website navigation

Easy access and good website navigation Reviewed on: 19th January 2026

Everything from applying for to getting the loan was...

Everything from applying for to getting the loan was very easy Reviewed on: 19th January 2026

Very quick, fair, easy to use, quick to pay out and...

Very quick, fair, easy to use, quick to pay out and easy to settle, also great incentives like money back for a loan taken out within 60 days of settling one. Reviewed on: 19th January 2026

Zopa gave me an immediate decision and enabled me to...

Zopa gave me an immediate decision and enabled me to buy the car I wanted. Thank you Reviewed on: 18th January 2026

zopa loan

got my loan with a great rate no hassle ,quick and easy transfer Reviewed on: 18th January 2026

Excellent company,

No faults with zoopa atall, fast friendly service Reviewed on: 18th January 2026

Easy to apply and service very fast.

Easy to apply and service very fast.. loan sorted in days . Very friendly phone staff. Reviewed on: 18th January 2026

Zopa loans quick and easy

I needed a loan for several things and Zopa provided me with a viable solution. It was a quick and easy process. Reviewed on: 18th January 2026

Very happy

Very easy and quick responses. Was very happy with the process Reviewed on: 18th January 2026

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