Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (66348 reviews)

View other Zopa products

4.94

Based on 66,348 reviews, last reviewed 16th Jan 2026

36000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

i don't have any complaints i don't have any complaints i would recommend this company Reviewed on: 16th January 2026

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (66348)

Review of the Zopa, Personal loan:

1000% recommend it , always good ,

1000% recommend it , always good , Reviewed on: 28th February 2025

They are great at not letting you go over not out to...

They are great at not letting you go over not out to making more money by giving more and more till you can not pay it back Reviewed on: 16th January 2026

Very happy and very easy too acces

Very happy and very easy too acces Reviewed on: 16th January 2026

They are very straight forward in all information th...

They are very straight forward in all information they provide Reviewed on: 16th January 2026

App very easy to use quick decisions on loans money...

App very easy to use quick decisions on loans money in bk in 1 hour Reviewed on: 16th January 2026

Very easy to deal with and sort out a loan to pay of...

Very easy to deal with and sort out a loan to pay off some debts, the interest rate made it available Reviewed on: 16th January 2026

Fast and efficient, just how it should be!!

Fast and efficient, just how it should be, can't fault them. Money in my account in seconds. Reviewed on: 16th January 2026

It was very quick to apply, and received an answer q...

It was very quick to apply, and received an answer quickly Reviewed on: 16th January 2026

Really easy to apply, and quick decision.

Really easy to apply, and quick decision. The funds were in my account less that 2 hours later. Great service! Reviewed on: 16th January 2026

It was easy to apply for the loan, straight forward...

It was easy to apply for the loan, straight forward Reviewed on: 16th January 2026

My experience was smooth and the communication was b...

My experience was smooth and the communication was brilliant, definitely recommend. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from NatWest 4.09 from 148 reviews
Personal Loan
from Sainsburys Bank 3.32 from 70 reviews
Personal Loan
from Barclays 3.94 from 105 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2202 reviews
Cash ISA
from Zopa 4.95 from 1357 reviews
Smart Saver
from Zopa 4.94 from 7455 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub