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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7459 reviews)

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4.94

Based on 7,459 reviews, last reviewed 17th Jan 2026

27100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app. Easy to use app.good products clearly explained. Excellent interest rates. Reviewed on: 17th January 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7459)

Review of the Zopa, Smart Saver:

Easy to use app.

Easy to use app. Interest rates not always the highest in the market but pretty good Reviewed on: 17th January 2025

Had an excellent experience with Zopa

Had an excellent experience with Zopa Reviewed on: 15th January 2026

More than happy with every aspect of Zopa as an on-l...

More than happy with every aspect of Zopa as an on-line banking service. Reviewed on: 15th January 2026

Top saving rates.

Very good saving rates. Quick and easy to transfer. Easy to use app . Would highly recommend. Reviewed on: 15th January 2026

Easy to set up and monitowatch you money growr account.

Easy to set up and monitor account. App is so easy to understand and shows everything in one place. Was so easy to set up a monthly DD into my account. You can watch ypur money grow.. Reviewed on: 15th January 2026

As I spend the app tells me what I have spent and gi...

As I spend the app tells me what I have spent and given it too. Plus gives me a balance. I can move my savings to my bank in minutes not having to wait for days Reviewed on: 15th January 2026

Very good service - would recommend

Very good service - would recommend Reviewed on: 15th January 2026

A million mile experience

Just the best by far. I could recommend Zopa to anybody wishing to invest. Reviewed on: 15th January 2026

Best personal banking service provider

I have used Zopa for years for saving and borrowing.The service I have received has always been top quality Reviewed on: 15th January 2026

Service is brilliant.

Service is brilliant. Never had any issues Reviewed on: 15th January 2026

Zopa have been so helpful, and have answered all of...

Zopa have been so helpful, and have answered all of my enquiries in a timely manner. Reviewed on: 15th January 2026

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